Terms of use
Plain-English terms for reading and using Prime Journal. Last updated 27 September 2026.
These terms apply to primejournal.org and everything on it (the “site”). By reading the site, saving an article, or using any feature on it, you agree to them. If you don't, please don't use the site. We may update these terms; the date above always shows the current version.
What Prime Journal is
Prime Journal is a magazine for readers over 50. Our articles are general information written to be useful and readable. They are not professional advice of any kind, and reading them does not create a client, patient, or advisory relationship with us or with anyone who writes for us.
Not financial, legal, tax, or medical advice
Articles about money, benefits, insurance, taxes, housing, health, medicines, or care describe how things generally work and what questions to ask. Rules change, vary by state and by program, and depend on your own circumstances. Before acting on anything you read here, check the current rule with the agency or company involved, and speak to a qualified professional who knows your situation. Never delay seeking medical care because of something you read on this site.
Accuracy and sources
We work hard to be accurate and we link to the sources we cite so you can read them yourself. We cannot promise that every article is complete, current, or free of error, and we don't accept liability for decisions made on the strength of an article. If you spot a mistake, our corrections page explains how to tell us and what we do about it.
Your use of the site
You may read, print, and share links to our articles for personal, non-commercial use. You may not copy, republish, scrape, or redistribute our text or pictures without written permission, and you may not use the site in any way that damages it, interferes with other readers, or breaks the law. Automated collection of content for training or resale is not permitted.
Ownership
The articles, pictures, design, name, and logo on this site belong to Prime Journal or are used under license. Trademarks, product names, and company names mentioned in articles belong to their owners; mentioning them is not an endorsement by them.
Things you send us
When you save an article by email, answer a poll, react to an item, or contact us, you give us permission to use that information as described in our privacy policy. Anything you send us about the site (a correction, a suggestion, a story of your own) may be used by us without payment or credit, unless we agree otherwise in writing.
Links to other sites
We link to outside sites, most often official sources. We don't control them and aren't responsible for their content, their accuracy, or how they handle your information. Some links may earn us a commission; our affiliate disclosure explains how, and why it never changes what we recommend.
Advertising
The site is supported by advertising. Advertisements are provided by third parties and are labelled as such. We don't endorse advertised products and aren't party to any purchase you make from an advertiser.
No warranty, limited liability
The site is provided “as is.” To the fullest extent the law allows, we make no warranties about it and we are not liable for any loss or damage, direct or indirect, arising from your use of the site or reliance on its content. Where liability cannot be excluded, it is limited to the amount you paid us to use the site, which is nothing.
Governing law
These terms are governed by the laws of the United States and of the state in which Prime Journal's publisher is based, without regard to conflict-of-law rules. Any dispute will be heard in the courts of that state, and you agree to that jurisdiction.
Contact
Questions about these terms: use our contact page.